[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ivaf.cz\/je-vas-prijem-skutecne-tak-nizky\/#Article","mainEntityOfPage":"https:\/\/www.ivaf.cz\/je-vas-prijem-skutecne-tak-nizky\/","headline":"Je v\u00e1\u0161 p\u0159\u00edjem skute\u010dn\u011b tak n\u00edzk\u00fd?","name":"Je v\u00e1\u0161 p\u0159\u00edjem skute\u010dn\u011b tak n\u00edzk\u00fd?","description":"Chcete si sjednat opravdu v\u00fdhodnou p\u016fj\u010dku? V tom p\u0159\u00edpad\u011b byste m\u011bli dob\u0159e vyb\u00edrat a v\u0161echno si d\u016fkladn\u011b spo\u010d\u00edtat! Anebo jste ochotni k\u00fdvnout na jakoukoli nab\u00eddku, kter\u00e1 se v\u00e1m namane, proto\u017ee nem\u00e1te kv\u016fli n\u00edzk\u00fdm p\u0159\u00edjm\u016fm p\u0159\u00edli\u0161 na v\u00fdb\u011br? Jestli\u017ee v\u00e1m v bance n\u00e1hodou \u0159ekli, \u017ee va\u0161e bonita je p\u0159\u00edli\u0161 n\u00edzk\u00e1 a","datePublished":"2019-09-14","dateModified":"2023-05-22","author":{"@type":"Person","@id":"https:\/\/www.ivaf.cz\/author\/#Person","name":"","url":"https:\/\/www.ivaf.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c4e504508c75b610a351629e223ddd0c5b7858df84b2b7deedc4e007bdf99fc8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c4e504508c75b610a351629e223ddd0c5b7858df84b2b7deedc4e007bdf99fc8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ivaf.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ivaf.cz\/wp-content\/uploads\/img_a343699_w3185_t1556880873.jpg","url":"https:\/\/www.ivaf.cz\/wp-content\/uploads\/img_a343699_w3185_t1556880873.jpg","height":0,"width":0},"url":"https:\/\/www.ivaf.cz\/je-vas-prijem-skutecne-tak-nizky\/","about":["Ekonomika"],"wordCount":452,"articleBody":"  Chcete si sjednat opravdu v\u00fdhodnou p\u016fj\u010dku? V tom p\u0159\u00edpad\u011b byste m\u011bli dob\u0159e vyb\u00edrat a v\u0161echno si d\u016fkladn\u011b spo\u010d\u00edtat! Anebo jste ochotni k\u00fdvnout na jakoukoli nab\u00eddku, kter\u00e1 se v\u00e1m namane, proto\u017ee nem\u00e1te kv\u016fli n\u00edzk\u00fdm p\u0159\u00edjm\u016fm p\u0159\u00edli\u0161 na v\u00fdb\u011br? Jestli\u017ee v\u00e1m v bance n\u00e1hodou \u0159ekli, \u017ee va\u0161e bonita je p\u0159\u00edli\u0161 n\u00edzk\u00e1 a na \u017e\u00e1dnou p\u016fj\u010dku proto nedos\u00e1hnete, a jestli\u017ee se podobn\u00e1 odpov\u011b\u010f opakovala i v jin\u00fdch bank\u00e1ch p\u0159\u00edli\u0161 \u010dasto, tak, v\u011b\u0159te tomu nebo ne, ani to nen\u00ed d\u016fvod, pro\u010d byste m\u011bli hodit flintu do \u017eita a na hled\u00e1n\u00ed t\u00e9 prav\u00e9 p\u016fj\u010dky rezignovat. Dokonce i v takov\u00e9 \u017eivotn\u00ed situaci st\u00e1le m\u00e1te na v\u00fdb\u011br a m\u011bli byste si vybrat dob\u0159e \u2013 \u010d\u00edm je va\u0161e situace slo\u017eit\u011bj\u0161\u00ed, t\u00edm pe\u010dliv\u011bji byste v\u017edy m\u011bli vyb\u00edrat! Jist\u011b budete hledat hypot\u00e9ku bez dolo\u017een\u00ed p\u0159\u00edjmu a mo\u017en\u00e1 budete nemile p\u0159ekvapeni t\u00edm, \u017ee \u017e\u00e1dn\u00fd takov\u00fd finan\u010dn\u00ed produkt ve skute\u010dnosti neexistuje. A\u0165 se obr\u00e1t\u00edte kamkoli, tak v\u0161ude si v\u011b\u0159itel va\u0161e p\u0159\u00edjmy ov\u011b\u0159\u00ed. Nicm\u00e9n\u011b tato skute\u010dnost je\u0161t\u011b nemus\u00ed nic znamenat, proto\u017ee i tak m\u016f\u017eete narazit na pom\u011brn\u011b v\u00fdhodn\u00e9 nab\u00eddky \u2013 a to v p\u0159\u00edpad\u011b, \u017ee se pod\u00edv\u00e1te na nab\u00eddky nebankovn\u00edch hypot\u00e9k. V nebankovn\u00edm sv\u011bt\u011b budou v\u00e1\u0161 p\u0159\u00edjem posuzovat trochu jinak, z jin\u00e9ho \u00fahlu pohledu, a p\u0159edev\u0161\u00edm mnohem v\u00edce d\u016fkladn\u011b. A pr\u00e1v\u011b takov\u00fd vst\u0159\u00edcn\u00fd, individu\u00e1ln\u00ed a velice d\u016fkladn\u00fd p\u0159\u00edstup u\u017e mnoha \u017eadatel\u016fm umo\u017enil dos\u00e1hnout p\u0159esn\u011b na takovou p\u016fj\u010dku, o kterou m\u011bli z\u00e1jem. Z n\u00edzk\u00e9 bonity z hlediska banky se toti\u017e m\u016f\u017ee docela dob\u0159e nakonec vyklubat \u00fapln\u011b norm\u00e1ln\u00ed, pr\u016fm\u011brn\u00fd \u010desk\u00fd p\u0159\u00edjem, se kter\u00fdm pokryjete sv\u00e9 pot\u0159eby bez pot\u00ed\u017e\u00ed. T\u0159eba proto, \u017ee nikdo nebude trvat na tom, \u017ee v\u00fd\u0161e spl\u00e1tky nesm\u00ed tvo\u0159it v\u00edce ne\u017e \u010dty\u0159icet procent va\u0161ich m\u011bs\u00ed\u010dn\u00edch p\u0159\u00edjm\u016f, a padnou i jin\u00e1 zbyte\u010dn\u00e1 omezen\u00ed. Pr\u00e1v\u011b d\u00edky nesmysln\u00fdm tabulkov\u00fdm hodnot\u00e1m a univerz\u00e1ln\u00edm v\u00fdpo\u010dt\u016fm ztr\u00e1c\u00ed mnoho lid\u00ed na hodnocen\u00ed jejich schopnosti \u00fav\u011br spl\u00e1cet. V\u017edy\u0165 cel\u00e1 \u0159ada lid\u00ed vyjde bohat\u011b i s ni\u017e\u0161\u00edm p\u0159\u00edjmem, a je\u0161t\u011b jsou z n\u011bj schopni nezanedbatelnou \u010d\u00e1stku u\u0161et\u0159it.                                                                                                                                                                                                                                                                                                                                                                                         4.5\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Je v\u00e1\u0161 p\u0159\u00edjem skute\u010dn\u011b tak n\u00edzk\u00fd?","item":"https:\/\/www.ivaf.cz\/je-vas-prijem-skutecne-tak-nizky\/#breadcrumbitem"}]}]